Medical Insurance

We choose the cars we drive, the areas in which we live and the schools our children attend – so why leave the choice of major medical care up to someone else?  With private medical insurance you are in control.  It helps you access the very best medical expertise at a time that suits you, and in a hospital of your choice.

Medical insurance provides a host of choices, whether you just require cover for ‘big’ items such as surgery or whether you want to include other medical costs such as specialists and GP visits.

There are many good reasons to have Medical Insurance:

  • Freedom to select the best hospitals and specialist
  • Avoid waiting lists
  • 100% reimbursement of major surgery items
  • Up to $250,000 per life assured per year

Example costs of treatment

Hip Replacement$28,000 - $29,000
Hysterectomy$13,000 - $15,000
Angioplasty$14,000 - $28,000
Prostate Brachytherapy
$24,000 - $26,000

Q

Do I need medical insurance?

A

People often insure their home or car but forget to take care of their health. We don’t know what kind of health problems will affect us, or when they will emerge.  Think about what would happen if you were faced with a serious health issue….. would you be able to get the treatment you need, at a time and place or your choice? If not, then medical insurance is the way to go..


Q

Can I wait until I’m older to get medical insurance?

A

It’s important to get cover while you are healthy.  If you suffer a sickness or injury prior to getting covered, that condition may be permanently excluded from your cover.

Q

Some medical insurance plans offer ‘Specialists and Tests’ benefit, what is this?

A

Sometimes your health provider will recommend you see a specialist or go for additional tests. These costs of visiting a specialist or having tests can be covered by your medical insurance plan.




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